Question 1

Do I have to use doctors who accept LOPs?

Accepted Answer

Your top priority is your health. Get medical attention right away, even if you feel fine. Then, report the crash to the police. After that, contact our law firm before speaking to any insurance companies.

Question 2

Is an LOP the same as a loan? Do I have to pay interest?

Accepted Answer

No, it is not a loan. There is no interest charged. It is simply an agreement that the doctor's bill will be paid out of your settlement.

Question 3

What happens if my case does not win? Am I stuck with the bill?

Accepted Answer

Legally, the medical bill is still your responsibility. However, doctors who work with accident victims on LOPs understand that there is a risk. They know that if the case is lost, there is no settlement to pay them from. While you are still technically responsible, many doctors in this situation are willing to significantly reduce or negotiate the bill, knowing the circumstances.

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