Question 1

Should I use my PIP even if the accident clearly wasn't my fault?

Accepted Answer

Yes, 100%. It is a no-fault benefit designed for this exact situation. It gets your initial bills paid quickly and does not count against your final settlement from the at-fault party.

Question 2

What if the at-fault driver doesn't have insurance?

Accepted Answer

This is where your own Uninsured/Underinsured Motorist (UM/UIM) coverage comes in. We would help you file a claim against your own insurance policy to cover your damages, just as if you were dealing with the other driver's insurance.

Question 3

Does my lawyer help me manage all these bills?

Accepted Answer

Yes. A huge part of our job is to manage the payment process. We track all your medical expenses, handle the payback negotiations with insurers, and make sure everything is properly paid out of the settlement so you don't have to worry about it.

paying for doctor

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